ZIP 35545 Foreclosure, Tax-Lien & Distress Report
Fayette County, Alabama · High Vacancy market
Fayette County, Alabama's ZIP 35545 registers 14/100 composite distress, which DLRadar reads as minimal. Structural risk reads 27/100 against active distress of 0/100. The most distinctive pressure shows up in institutional ownership (47/100), structural risk (27/100). By contrast, structural risk (27/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (78/100).
The expansion-phase market in 35545 posted values that rose 5.0% over the year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Median household income is $54,375, below the U.S. median near $78,000. Vacancy runs 19.5%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 35545 scores 25/100. 9.0% of residents fall below the poverty threshold. 122 residents call 35545 home, typically aged 39. Around 0% of renters are cost-burdened. There are about 37 housing units across 35545. Around 5% of adults hold a bachelor's degree or higher. 70% of housing is owner-occupied.
On the whole, 35545 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 35545 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 35545's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 35545, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 35545 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. For an operator, 35545 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 35545
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 35545 Stress Report snapshot
The live 35545 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Unlock parcel-level detail for ZIP 35545
The full 35545 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology