ZIP 35554 Foreclosure, Tax-Lien & Distress Report

In Fayette County, Alabama, ZIP 35554 scores 19 of 100 for composite distress, a low level on DLRadar's distress index. On the structural side it scores 41/100, with 6/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (73/100). Leading the profile are institutional ownership (45/100), structural risk (41/100), construction/permit lag (29/100). By contrast, construction/permit lag (29/100) and mortgage stress (20/100) register low.

The market reads neutral — home values rose 4.4% year on year (phase confidence 27/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $112,000 (2.3× income, relatively affordable). Around 0% of renters are cost-burdened. 1,193 residents call 35554 home, typically aged 38. There are about 557 housing units across 35554. The tenure split is 87% owner-occupied to 13% rented. At $45,035, median income runs below typical U.S. levels. About 15% have a four-year degree. The demographic-stress sub-score lands at 23/100. Vacancy runs 26.1%, above the national norm and a classic distress-and-opportunity signal. Roughly 13.5% live below the poverty line.

On the whole, 35554 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 35554 at the moment; the composite and its components are still built from verifiable records.

The 35554 read uses the identical scoring model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 35554 stays directly comparable to neighboring ZIPs and the rest of Fayette County, Alabama. Nothing here is interpolated — where a source is thin for 35554, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

35554's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 35554 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.