Fayette County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Fayette County, AL distress report, 2026: 10 ZIPs scored in Fayette, AL, Fayette, AL average 20/100; the top Fayette, AL ZIP is 35563 at 27/100; Fayette, AL market phase expansion, Fayette, AL prices +5.0% year over year.
- Fayette, AL ranks #334 nationally (opportunity index); Fayette, AL #11 in Alabama; Fayette, AL index 34.5.
- Fayette, AL: no CFPB county sample; Fayette, AL non-metro area reading 1.6%.
- Fayette, AL ZIP phases: 5 expansion, 3 neutral, 2 peak.
- Fayette, AL residential listings tracked: 14 across 7 ZIPs; Fayette, AL candidate listings 6.
- Fayette, AL HUD assisted properties: 3 with 40 units.
- Fayette, AL lenders on watch: 3; largest Fayette, AL footprint Regions Bank (2 branches).
- Fayette, AL most distressed ZIP: 35563 at 27/100.
Fayette, AL figures: DLRadar distress index; Fayette, AL inputs: CFPB, FHFA, HUD, FDIC; Fayette, AL rebuilt as sources refresh.
| Rank | Fayette, AL ZIP | Score |
|---|---|---|
| 1 | 35563 | 27/100 |
| 2 | 35546 | 26/100 |
| 3 | 35594 | 26/100 |
| 4 | 35554 | 20/100 |
| 5 | 35555 | 20/100 |
| 6 | 35549 | 19/100 |
| 7 | 35574 | 15/100 |
| 8 | 35542 | 14/100 |
| 9 | 35545 | 14/100 |
| 10 | 35559 | 14/100 |
Most distressed Fayette, AL ZIPs (0-100, 2026)
Mortgage delinquency around Fayette, AL
No CFPB county sample covers Fayette, AL; the non-metro area reading for Fayette, AL: 1.6% ninety-plus; Fayette, AL area thirty-to-eighty-nine 4.7% (December 2025, Fayette, AL); Alabama overall 1.1%.
Opportunity index: Fayette, AL
Fayette, AL index 34.5, Fayette, AL phase peak_opportunity; Fayette, AL primary driver vacancy, Fayette, AL second driver bank institutional. Fayette, AL components: property stress 25.9, foreclosure pressure 26.7, listing discounts 32.9, bank stress 53.9, insurance 0.0; Fayette, AL pulse 39.1; Fayette, AL capital opportunity 27.6; Fayette, AL seven-day change +0.1%.
ZIP market phases inside Fayette, AL
10 Fayette, AL ZIPs carry a price-cycle phase; Fayette, AL ZIPs by phase (Fayette, AL), deepest drawdown first: peak, +1.6% YoY, 1.4% off peak (Fayette, AL): 35546; peak, +2.8% YoY, 1.0% off peak (Fayette, AL): 35574; neutral, +4.5% YoY, 0.2% off peak (Fayette, AL): 35555; expansion, +5.0% YoY (Fayette, AL): 35542, 35545, 35559, 35563, Fayette, AL 35594; neutral, +3.9% YoY (Fayette, AL): 35549; neutral, +4.4% YoY (Fayette, AL): 35554.
Residential listings by Fayette, AL ZIP
Fayette, AL ZIPs with the most tracked Fayette, AL residential listings: 35555 8 listings, 6 candidates, bank pressure 61; 35542 3 listings, 0 candidates, bank pressure 65; 35549 2 listings, 0 candidates, bank pressure 60; 35554 1 listings, 0 candidates, bank pressure 60 (Fayette, AL); 35545 0 listings, 0 candidates, bank pressure 65; 35559 0 listings, 0 candidates, bank pressure 65; 35594 0 listings, 0 candidates, bank pressure 62. Fayette, AL totals: 14 listings; Fayette, AL candidates 6; active ZIPs 3.
HUD assisted housing in Fayette, AL
3 assisted properties with 40 units sit in Fayette, AL; largest Fayette, AL properties: Berry Manor (Berry) 19 units, 18 assisted; Spring Hills Homes (Fayette) 11 units, 10 assisted; Johnston Place (Fayette) 10 units, 9 assisted in Fayette, AL.
Lenders with branches in Fayette, AL
Fayette, AL lenders by branch count: Regions Bank (Fayette, AL): stress 57, 2 branches low in Fayette, AL; State Bank&Trust (Fayette, AL): stress 83, 1 branch moderate in Fayette, AL; West Alabama Bank&Trust (Fayette, AL): stress 63, 1 branch moderate in Fayette, AL.
Vacancy and permits, Fayette, AL
1,555 of 7,810 Fayette, AL housing units are vacant.
Work Fayette, AL at the parcel level
Every Fayette, AL parcel carries owner and address; every Fayette, AL parcel carries APN; Fayette, AL distress scores sit on the Fayette, AL live board.
Fayette, AL figures refresh with each source.
Fayette, AL questions
Most distressed ZIP code in Fayette County, AL?
ZIP 35563 leads Fayette, AL at 27/100; next in Fayette, AL: 35546 at 26/100; the Fayette, AL average is 20/100.
Where does Fayette County, AL rank for investment opportunity?
Fayette, AL is #334 among all ranked counties, #11 in Alabama; the Fayette, AL driver is vacancy; Fayette, AL moved up 3 places.
How many mortgages are delinquent in Fayette County, AL?
Fayette, AL takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Fayette, AL.
Which banks lend in Fayette County, AL?
3 watched lenders hold Fayette, AL branches; the largest Fayette, AL footprints are Regions Bank (2), State Bank&Trust (1), West Alabama Bank&Trust (1).
More on Fayette, AL
Fayette County, AL distress report: public-record figures for Fayette, AL; not legal advice for Fayette, AL; not tax or investment advice; verify every Fayette, AL record before acting.