ZIP 39364 Property Distress & Foreclosure Data

Lauderdale County, Mississippi's ZIP 39364 registers 18/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (68/100). The latent-versus-live split is 39/100 structural and 3/100 already moving. The most distinctive pressure shows up in structural risk (39/100), institutional ownership (16/100), mortgage stress (8/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted.

Prices here sit in a neutral phase: values rose 4.4% over the trailing year (phase confidence 27/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The demographic-stress sub-score lands at 30/100. The poverty rate is 27.7% — high, a tax-stress and distress correlate. The typical home is worth about $165,900 (2.8× income, relatively affordable). Around 21% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,390 housing units. 79% of housing is owner-occupied. Around 36% of renters are cost-burdened. 2,511 residents call 39364 home, typically aged 49. At $64,309, median income runs below typical U.S. levels. The vacancy rate is 4.7%.

Taken together, 39364 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.