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ZIP 39364 Foreclosure, Tax-Lien & Distress Report

Lauderdale County, Mississippi · High Poverty market

On DLRadar's 0-100 public-record scale, ZIP 39364 in Lauderdale County, Mississippi comes in at 18, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (84/100), flood (NFIP) exposure (70/100)). Latent structural risk is 39/100 while live distress already moving reads 3/100. Property-level stress concentrates in structural risk (39/100), institutional ownership (16/100), mortgage stress (8/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low.

Prices here sit in a peak phase: values rose 3.6% over the trailing year, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 39364 scores 30/100. The poverty rate is 27.7% — high, a tax-stress and distress correlate. The typical home is worth about $165,900 (2.8× income, relatively affordable). Around 21% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,390 housing units. The tenure split is 79% owner-occupied to 21% rented. Rent burden reaches 36% of tenant households. 2,511 residents call 39364 home, typically aged 49. Median household income is $64,309, below the U.S. median near $78,000. Vacancy runs 4.7%.

On the whole, 39364 leans distressed, with opportunity clustered in specific stressed parcels. 39364 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 39364's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 39364 shows blanks, not estimates, wherever the record is sparse.

39364's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 39364 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

18/100
Composite stress
39/100
Structural risk
3/100
Distress activity

ZIP 39364 distress signals, scored

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk84
9 further distress layers are graded for 39364

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 39364 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 39364, drawn from the same report attached to each property.

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Neighbouring ZIPs in Lauderdale County

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Open the complete 39364 acquisition file

The full 39364 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

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