ZIP 39307 Foreclosure, Tax-Lien & Distress Report

ZIP code 39307 in Lauderdale County, Mississippi carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic distress index. Structural risk reads 43/100 against active distress of 3/100. The most distinctive pressure shows up in structural risk (43/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (84/100)).

The market reads peak — home values rose 3.6% year on year, and 12% higher over three years, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 16.9%, above the national norm and a classic distress-and-opportunity signal. Owners hold 53% of homes, renters 47%. Educational attainment sits at 10% bachelor's-or-above. There are about 7,144 housing units across 39307. The typical home is worth about $91,300 (2.9× income, relatively affordable). Roughly 41.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 15,636 residents call 39307 home, typically aged 38. Rent burden reaches 56% of tenant households. At $27,669, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 41/100.

Net-net, 39307 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 39307 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 39307 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 39307 can be compared directly against any other ZIP in Lauderdale County, Mississippi or nationwide. 39307 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

39307's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 39307 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.