ZIP 39305 Property Distress & Foreclosure Data

Lauderdale County, Mississippi's ZIP 39305 registers 18/100 composite distress, which DLRadar reads as low. Structural risk reads 39/100 against active distress of 3/100. The most distinctive pressure shows up in structural risk (39/100), institutional ownership (16/100), mortgage stress (8/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (68/100).

The market reads neutral — home values rose 4.4% year on year, and 13% higher over three years, at 27/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 66% of homes, renters 34%. DLRadar's demographic-stress index for the area reads 32/100. There are about 9,446 housing units across 39305. Educational attainment sits at 35% bachelor's-or-above. Home values center near $172,400, an affordability ratio of 2.8× — accessible. Median household income is $65,242, below the U.S. median near $78,000. Vacancy runs 8.6%. 21.1% of residents fall below the poverty threshold. About 21,878 people live here, median age 38. Rent burden reaches 50% of tenant households.

Net-net, 39305 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.