ZIP 39305 Foreclosure, Tax-Lien & Distress Report
Lauderdale County, Mississippi · High Poverty market
ZIP 39305's composite property-distress score is 18/100 - DLRadar classes that as low for Lauderdale County, Mississippi. Latent structural risk is 39/100 while live distress already moving reads 3/100. The pressure is most legible in structural risk (39/100), institutional ownership (16/100), mortgage stress (8/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (70/100).
The peak-phase market in 39305 posted values that rose 3.6% over the year, and 13% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.
The tenure split is 66% owner-occupied to 34% rented. On demographic stress specifically, 39305 scores 32/100. There are about 9,446 housing units across 39305. Around 35% of adults hold a bachelor's degree or higher. Home values center near $172,400, an affordability ratio of 2.8× — accessible. At $65,242, median income runs below typical U.S. levels. The vacancy rate is 8.6%. Roughly 21.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 21,878 with a median age of 38. Rent burden reaches 50% of tenant households.
Taken together, 39305 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 39305 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 39305 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 39305 stays directly comparable to neighboring ZIPs and the rest of Lauderdale County, Mississippi. Every figure is auditable to a public dataset and refreshed on ingest; 39305 shows blanks, not estimates, wherever the record is sparse.
The 18/100 for 39305 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 39305 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 39305
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
39305 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Deterministic scoring, sourced entirely from public data · methodology