ZIP 39301 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 39301 in Lauderdale County, Mississippi comes in at 15, a low composite-distress reading. Structural exposure scores 34 and live distress 2 on the 0–100 scale. The pressure is most legible in structural risk (34/100), institutional ownership (15/100), mortgage stress (7/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (69/100), flood (NFIP) exposure (66/100).

The market reads peak — home values rose 3.6% year on year, and 29% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

Population is roughly 21,184 with a median age of 41. The typical home is worth about $119,400 (2.5× income, relatively affordable). At $42,701, median income runs below typical U.S. levels. Owners hold 59% of homes, renters 41%. Around 32% of renters are cost-burdened. The vacancy rate is 20.1% — elevated. Roughly 23.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 39301 scores 32/100. The ZIP holds roughly 10,704 housing units. Around 16% of adults hold a bachelor's degree or higher.

Net-net, 39301 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 39301 at the moment; the composite and its components are still built from verifiable records.

The 39301 read uses the identical scoring model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 39301 stays directly comparable to neighboring ZIPs and the rest of Lauderdale County, Mississippi. Nothing here is interpolated — where a source is thin for 39301, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 39301's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 39301 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.