ZIP 39320 Foreclosure, Tax-Lien & Distress Report

In Lauderdale County, Mississippi, ZIP 39320 scores 11 of 100 for composite distress, a minimal level on DLRadar's public-record index. The latent-versus-live split is 24/100 structural and 2/100 already moving. Its standout signals are structural risk (24/100), institutional ownership (10/100), mortgage stress (6/100). By contrast, institutional ownership (10/100) and mortgage stress (6/100) register low.

The market reads neutral — home values rose 4.5% year on year, and 3% higher over three years (phase confidence 25/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 6.0%. Around 0% of renters are cost-burdened. 24.7% of residents fall below the poverty threshold. Educational attainment sits at 32% bachelor's-or-above. Home values center near $170,200, an affordability ratio of 2.2× — accessible. DLRadar's demographic-stress index for the area reads 22/100. Median household income is $85,804, near the U.S. median near $78,000. About 2,068 people live here, median age 36. The ZIP holds roughly 701 housing units. Owners hold 90% of homes, renters 10%.

Net-net, 39320 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.