ZIP 39342 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 39342 (Lauderdale County, Mississippi) returns a low composite of 18/100. The most distinctive pressure shows up in structural risk (39/100), institutional ownership (16/100), mortgage stress (8/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (70/100). The latent-versus-live split is 39/100 structural and 3/100 already moving.

The peak-phase market in 39342 posted values that rose 3.6% over the year (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 723 housing units. Roughly 27.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 15.8% — elevated. Educational attainment sits at 23% bachelor's-or-above. Around 35% of renters are cost-burdened. 56% of housing is owner-occupied. Median household income is $57,292, below the U.S. median near $78,000. On demographic stress specifically, 39342 scores 36/100. The typical home is worth about $187,300 (3.3× income, relatively affordable). 1,888 residents call 39342 home, typically aged 28.

Taken together, 39342 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 39342 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 39342 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 39342 shows as blanks, never estimates, and the score updates on every fresh public filing.

39342's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 39342 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.