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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 39328 Foreclosure, Tax-Lien & Distress Report

Kemper County, Mississippi · High Vacancy market

Scored purely from public records, 39328 (Kemper County, Mississippi) returns a minimal composite of 2/100. Latent structural risk is 4/100 while live distress already moving reads 1/100. The sharpest non-environmental signals are mortgage stress (5/100), structural risk (4/100), institutional ownership (3/100). By contrast, structural risk (4/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 3.8% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $30,887, median income runs below typical U.S. levels. The ZIP holds roughly 2,165 housing units. Around 36% of renters are cost-burdened. Around 14% of adults hold a bachelor's degree or higher. The typical home is worth about $95,400 (2.5× income, relatively affordable). The tenure split is 76% owner-occupied to 24% rented. Roughly 30.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 4,836 people live here, median age 45. The demographic-stress sub-score lands at 32/100. Vacancy runs 12.8%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 39328 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 39328 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 39328's 2/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 39328 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

39328's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 39328 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

2/100
Composite stress
4/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 39328

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk12
39328 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 39328 distress snapshot

The live 39328 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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