Kemper County, MS: Foreclosures, Tax Liens & Distressed Properties
Kemper County, MS, Mississippi: 11 ZIP codes scored, Kemper County, MS averaging 10/100 (minimal, Kemper, MS), from 2 to 22. Kemper County, MS is in its peak phase (Kemper, MS confidence 28/100): Kemper, MS home prices up 3.8% (Kemper, MS) over twelve months. Kemper County, MS lender headwind: 100/100.
Highest-scoring Kemper County, MS ZIPs: 39365 (22/100), 39350 (19/100), 39335 (17/100), 39354 (14/100), 39325 (13/100), 39320 (12/100). Also scored in Kemper County, MS: 39326, 39361, 39328, 39352, 39358.
Across Kemper County, MS's scored ZIPs: median home value $112,713, household income $55,753, 22.5% vacancy, 20.6% poverty, 80% owner-occupied, median age 36.0.
Kemper County, MS insurance distress 0/100 (#2,794 in the US); FEMA hazard 0/100 for Kemper, MS; 4 federal disaster declarations in Kemper County, MS since 2023; Kemper, MS construction distress 14/100.
2 banks with 3 branches lend in Kemper County, MS; Kemper, MS weighted bank stress 84/100, highest 85/100 in Kemper, MS.
Kemper County, MS unemployment 4.2% (Kemper, MS -1.2 pts, six months).
3,948 housing units in Kemper County, MS; 720 Kemper, MS renter households; 24% of Kemper, MS renters spend 30%+ of income on rent, 12% (Kemper, MS) half or more.
Kemper County, MS ranks #1,883 nationally on the opportunity index (Kemper, MS, among all ranked counties); Kemper, MS scores 28.1/100 and Kemper, MS sits #62 inside Mississippi. Kemper, MS is in the early_signal opportunity phase; Kemper, MS's primary driver is vacancy, Kemper, MS second driver bank institutional; Kemper, MS moved down 481 places. 4 short-sale listings across Kemper, MS; 81 days on market observed in Kemper, MS; 16.2% vacancy over 11 Kemper, MS ZIPs.
No CFPB county sample covers Kemper County, MS. The non-metro area reading for Kemper, MS: 1.8% ninety-plus days late; Kemper, MS's thirty-to-eighty-nine share is 5.9% (Kemper, MS, December 2025 data); Mississippi overall 1.8%.
Kemper County, MS has 2 watched banks; 2 Kemper, MS banks sit in an elevated band. Kemper, MS footprints: Citizens Bk Philadelphia Ms (2 branches, stress 85) in Kemper, MS; Commercial Bank (1 branch, stress 83) in Kemper, MS.
HUD lists 1 assisted multifamily property in Kemper County, MS with 88 units; 88 Kemper, MS units are assisted, 1 Kemper, MS properties under project-based Section 8.
725 of the 3,948 housing units in Kemper, MS sit vacant.
Kemper County ZIPs ranked by distress
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Every layer feeds the next — macro distress, institutional stress, per-ZIP detail, then the parcels and owners behind it.
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