Kemper County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Kemper County, Mississippi? DLRadar grades every Kemper County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Kemper County breakdown.
- Kemper County's most distressed ZIP is 39350 at 23/100.
- 11 ZIP codes tracked in Kemper County, averaging 10/100 distress.
- Kemper County reads peak — home values up 3.8% year over year.
- Vacancy runs 22.5% across Kemper County's tracked ZIPs, with a 20.6% poverty rate.
- The typical Kemper County home is worth about $112,713 against a ~$55,753 median income.
- Lending headwind in Kemper County sits at 100/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 39350 | 23/100 |
| 2 | 39365 | 22/100 |
| 3 | 39335 | 16/100 |
| 4 | 39354 | 14/100 |
| 5 | 39325 | 12/100 |
| 6 | 39320 | 11/100 |
| 7 | 39326 | 6/100 |
| 8 | 39361 | 4/100 |
| 9 | 39328 | 2/100 |
| 10 | 39352 | 2/100 |
| 11 | 39358 | 2/100 |
Most distressed ZIP codes in Kemper County (composite distress 0-100, 2026)
What is driving Kemper County distress
Kemper County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 10/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Kemper County market phase and pricing
Phase for Kemper County: peak (+3.8% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Kemper County
Kemper County's ZIP-level scores stay free. The 60-minute exploration is what unlocks the property-level detail behind them — no card today.
No card charged today · explore every module with live data.
Questions about this county
Which ZIP code leads Kemper County on distress?
ZIP 39350 leads Kemper County at 23/100, recomputed monthly from public records.
Is Kemper County expanding or contracting?
FHFA price-index movement places Kemper County in peak; prices are up 3.8% over twelve months.
Can the Kemper County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 11 Kemper County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Kemper County ZIP codes?
A county average hides the spread. Across the Kemper County ZIPs DLRadar ranks, scores run from 23/100 in 39350 down to 2/100 in 39358, against a Kemper County average of 10/100. Those 21 points separate the ZIPs worth working in Kemper County from the rest.
What do Kemper County home values and vacancy say about distressed supply?
The typical Kemper County home carries about $112,713 of value against a median household income near $55,753. Vacancy across Kemper County's tracked ZIPs runs 22.5% and the poverty rate is 20.6%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Kemper County's foreclosure and lien filings and its 100/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.