Kemper County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Kemper County, MS distress report, 2026: 11 ZIPs scored in Kemper, MS, Kemper, MS average 10/100; the top Kemper, MS ZIP is 39365 at 22/100; Kemper, MS market phase peak, Kemper, MS prices +3.8% year over year.
- Kemper, MS ranks #1,883 nationally (opportunity index); Kemper, MS #62 in Mississippi; Kemper, MS index 28.1.
- Kemper, MS: no CFPB county sample; Kemper, MS non-metro area reading 1.8%.
- Kemper, MS ZIP phases: 11 peak.
- Kemper, MS residential listings tracked: 2 across 5 ZIPs; Kemper, MS candidate listings 1.
- Kemper, MS HUD assisted properties: 1 with 88 units.
- Kemper, MS lenders on watch: 2; largest Kemper, MS footprint Citizens Bk Philadelphia Ms (2 branches).
- Kemper, MS most distressed ZIP: 39365 at 22/100.
Kemper, MS figures: DLRadar distress index; Kemper, MS inputs: CFPB, FHFA, HUD, FDIC; Kemper, MS rebuilt as sources refresh.
| Rank | Kemper, MS ZIP | Score |
|---|---|---|
| 1 | 39365 | 22/100 |
| 2 | 39350 | 19/100 |
| 3 | 39335 | 17/100 |
| 4 | 39354 | 14/100 |
| 5 | 39325 | 13/100 |
| 6 | 39320 | 12/100 |
| 7 | 39326 | 7/100 |
| 8 | 39361 | 4/100 |
| 9 | 39328 | 2/100 |
| 10 | 39352 | 2/100 |
| 11 | 39358 | 2/100 |
Most distressed Kemper, MS ZIPs (0-100, 2026)
Mortgage delinquency around Kemper, MS
No CFPB county sample covers Kemper, MS; the non-metro area reading for Kemper, MS: 1.8% ninety-plus; Kemper, MS area thirty-to-eighty-nine 5.9% (December 2025, Kemper, MS); Mississippi overall 1.8%.
Opportunity index: Kemper, MS
Kemper, MS index 28.1, Kemper, MS phase early_signal; Kemper, MS primary driver vacancy, Kemper, MS second driver bank institutional. Kemper, MS components: property stress 17.7, foreclosure pressure 18.9, listing discounts 23.0, bank stress 66.1, insurance 0.0; Kemper, MS pulse 33.8; Kemper, MS capital opportunity 19.5; Kemper, MS seven-day change -0.2%.
ZIP market phases inside Kemper, MS
11 Kemper, MS ZIPs carry a price-cycle phase; Kemper, MS ZIPs by phase (Kemper, MS), deepest drawdown first: peak, +3.8% YoY, 0.0% off peak (Kemper, MS): 39365; peak, +3.7% YoY (Kemper, MS): 39320, 39325; peak, +3.8% YoY (Kemper, MS): 39326, 39328, 39350, 39352, Kemper, MS 39354, 39358; peak, +3.6% YoY (Kemper, MS): 39335, 39361.
Residential listings by Kemper, MS ZIP
Kemper, MS ZIPs with the most tracked Kemper, MS residential listings: 39354 2 listings, 1 candidates, bank pressure 65; 39326 0 listings, 0 candidates, bank pressure 72; 39328 0 listings, 0 candidates, bank pressure 84; 39352 0 listings, 0 candidates, bank pressure 84 (Kemper, MS); 39358 0 listings, 0 candidates, bank pressure 71. Kemper, MS totals: 2 listings; Kemper, MS candidates 1; active ZIPs 0.
HUD assisted housing in Kemper, MS
1 assisted properties with 88 units sit in Kemper, MS; largest Kemper, MS properties: Deville Apts (De Kalb) 88 units, 88 assisted.
Lenders with branches in Kemper, MS
Kemper, MS lenders by branch count: Citizens Bk Philadelphia Ms (Kemper, MS): stress 85, 2 branches low in Kemper, MS; Commercial Bank (Kemper, MS): stress 83, 1 branch low in Kemper, MS.
Vacancy and permits, Kemper, MS
725 of 3,948 Kemper, MS housing units are vacant.
Work Kemper, MS at the parcel level
Every Kemper, MS parcel carries owner and address; every Kemper, MS parcel carries APN; Kemper, MS distress scores sit on the Kemper, MS live board.
Kemper, MS figures refresh with each source.
Kemper, MS questions
Most distressed ZIP code in Kemper County, MS?
ZIP 39365 leads Kemper, MS at 22/100; next in Kemper, MS: 39350 at 19/100; the Kemper, MS average is 10/100.
Where does Kemper County, MS rank for investment opportunity?
Kemper, MS is #1,883 among all ranked counties, #62 in Mississippi; the Kemper, MS driver is vacancy; Kemper, MS moved down 481 places.
How many mortgages are delinquent in Kemper County, MS?
Kemper, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Kemper, MS.
Which banks lend in Kemper County, MS?
2 watched lenders hold Kemper, MS branches; the largest Kemper, MS footprints are Citizens Bk Philadelphia Ms (2), Commercial Bank (1).
More on Kemper, MS
Kemper County, MS distress report: public-record figures for Kemper, MS; not legal advice for Kemper, MS; not tax or investment advice; verify every Kemper, MS record before acting.