ZIP 39354 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 39354 (Kemper County, Mississippi) at a minimal 14/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (33/100), institutional ownership (9/100). By contrast, institutional ownership (9/100) and mortgage stress (6/100) register low. Structurally it carries 33/100, against 2/100 of stress already in motion.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

90% of housing is owner-occupied. About 21% have a four-year degree. There are about 887 housing units across 39354. Median household income is $65,341, below the U.S. median near $78,000. The vacancy rate is 15.1% — elevated. DLRadar's demographic-stress index for the area reads 20/100. Population is roughly 1,719 with a median age of 43. Around 16% of renters are cost-burdened. A median home runs $107,300 here, or 1.4 times local income. The poverty rate is 12.9%.

Net-net, 39354 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 39354 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 39354 runs through one identical public-record model, so its 14/100 sits on the same scale as every other ZIP in Kemper County, Mississippi and the nation. Where the public record is thin for 39354, the field stays empty rather than modeled, and fills in as new documents post.

Behind 39354's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 39354 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.