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ZIP 39346 Foreclosure, Tax-Lien & Distress Report

Winston County, Mississippi · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 39346 in Winston County, Mississippi comes in at 16, a low composite-distress reading. On the structural side it scores 38/100, with 2/100 of stress already active. Its standout signals are construction/permit lag (100/100), structural risk (38/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (6/100).

The market reads peak — home values rose 3.8% year on year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $58,178, below the U.S. median near $78,000. Rent burden reaches 32% of tenant households. The poverty rate is 14.3%. About 1,830 people live here, median age 52. The vacancy rate is 21.4% — elevated. Home values center near $99,600, an affordability ratio of 1.6× — accessible. About 17% have a four-year degree. DLRadar's demographic-stress index for the area reads 25/100. The ZIP holds roughly 1,060 housing units. Owners hold 77% of homes, renters 23%.

Taken together, 39346 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 39346 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 39346 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 39346, the field stays empty rather than modeled, and fills in as new documents post.

The 16/100 for 39346 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 39346 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

16/100
Composite stress
38/100
Structural risk
2/100
Distress activity

ZIP 39346 distress signals, scored

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk36
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 39346 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 39346, the same set carried on every parcel.

Loading ZIP 39346 stress data…

Other Winston County ZIP codes

Keep exploring Mississippi distress

Further distress data across Winston County, Mississippi at ZIP, county and state level.

Unlock parcel-level detail for ZIP 39346

See who owns each distressed property in 39346, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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