ZIP 36915 Foreclosure, Tax-Lien & Distress Report

Choctaw County, Alabama's ZIP 36915 registers 18/100 composite distress, which DLRadar reads as low. Structurally it carries 36/100, against 0/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (78/100), climate & FEMA risk (66/100)). The pressure is most legible in institutional ownership (43/100), structural risk (36/100). structural risk (36/100) stay muted.

Prices here sit in a expansion phase: values rose 5.0% over the trailing year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

DLRadar's demographic-stress index for the area reads 29/100. Roughly 39.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 92% owner-occupied to 8% rented. Vacancy runs 17.7%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $34,386 — below the roughly $78,000 national figure. About 850 people live here, median age 43. Educational attainment sits at 8% bachelor's-or-above. Around 0% of renters are cost-burdened. The ZIP holds roughly 426 housing units.

Net-net, 36915 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 36915 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 36915 stays directly comparable to neighboring ZIPs and the rest of Choctaw County, Alabama. Where the public record is thin for 36915, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 36915 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. Treat 36915 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.