ZIP 36904 Property Distress & Foreclosure Data

In Choctaw County, Alabama, ZIP 36904 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 37/100 against active distress of 6/100. Its standout signals are institutional ownership (45/100), structural risk (37/100), mortgage stress (21/100). structural risk (37/100) and mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (66/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 34% higher over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

71% of housing is owner-occupied. The typical home is worth about $143,900 (3.3× income, relatively affordable). Vacancy runs 23.3%, above the national norm and a classic distress-and-opportunity signal. Around 15% of adults hold a bachelor's degree or higher. 4,468 residents call 36904 home, typically aged 48. There are about 2,140 housing units across 36904. At $42,009, median income runs below typical U.S. levels. The poverty rate is 20.4% — high, a tax-stress and distress correlate. Rent burden reaches 33% of tenant households. The demographic-stress sub-score lands at 33/100.

Taken together, 36904 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.