ZIP 36921 Property Distress & Foreclosure Data
ZIP code 36921 in Choctaw County, Alabama carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (45/100), structural risk (37/100), mortgage stress (21/100). On the quiet end sit structural risk (37/100) and mortgage stress (21/100). On the structural side it scores 37/100, with 6/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (66/100)).
The peak-phase market in 36921 posted values that rose 4.2% over the year (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 32.9% — elevated. The ZIP holds roughly 869 housing units. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. About 11% have a four-year degree. Around 38% of renters are cost-burdened. The tenure split is 87% owner-occupied to 13% rented. Households earn a median $33,788 — below the roughly $78,000 national figure. On demographic stress specifically, 36921 scores 31/100. Population is roughly 888 with a median age of 55. A median home runs $175,000 here, or 3.5 times local income.
On the whole, 36921 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 36921
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Choctaw County
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Deterministic. Every signal traces to a public dataset · methodology