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ZIP 36921 Foreclosure, Tax-Lien & Distress Report

Choctaw County, Alabama · High Vacancy market

Composite property distress in 36921 (Choctaw County, Alabama) lands at 18/100 — low on DLRadar's public-record scoring. The most distinctive pressure shows up in institutional ownership (43/100), structural risk (36/100), mortgage stress (21/100). On the quiet end sit structural risk (36/100) and mortgage stress (21/100). Latent structural risk is 36/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), climate & FEMA risk (66/100).

Prices here sit in a expansion phase: values rose 5.0% over the trailing year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 32.9% — elevated. The ZIP holds roughly 869 housing units. The poverty rate is 7.1% — low. Educational attainment sits at 11% bachelor's-or-above. Rent burden reaches 38% of tenant households. Owners hold 87% of homes, renters 13%. Households earn a median $33,788 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 31/100. Population is roughly 888 with a median age of 55. The typical home is worth about $175,000 (3.5× income, relatively affordable).

Net-net, 36921 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 36921 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 36921 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 36921 can be compared directly against any other ZIP in Choctaw County, Alabama or nationwide. Sparse data for 36921 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 18/100 figure for 36921 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 36921 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

18/100
Composite stress
36/100
Structural risk
6/100
Distress activity

ZIP 36921 distress signals, scored

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk66
9 further distress layers are graded for 36921

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 36921 distress snapshot

A live read on 36921: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Nearby ZIPs in Choctaw County

More distress data near 36921

Further distress data across Choctaw County, Alabama at ZIP, county and state level.

The complete 36921 distress and acquisition report

Every distressed parcel in 36921 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Built from public records, scored the same way everywhere · methodology

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