Choctaw County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Choctaw County, AL distress report, 2026: 11 ZIPs scored in Choctaw, AL, Choctaw, AL average 19/100; the top Choctaw, AL ZIP is 36919 at 23/100; Choctaw, AL market phase expansion, Choctaw, AL prices +5.0% year over year.
- Choctaw, AL ranks #2,139 nationally (opportunity index); Choctaw, AL #65 in Alabama; Choctaw, AL index 27.2.
- Choctaw, AL: no CFPB county sample; Choctaw, AL non-metro area reading 1.6%.
- Choctaw, AL ZIP phases: 11 expansion.
- Choctaw, AL residential listings tracked: 2 across 10 ZIPs; Choctaw, AL candidate listings 1.
- Choctaw, AL lenders on watch: 3; largest Choctaw, AL footprint First Us Bank (2 branches).
- Choctaw, AL most distressed ZIP: 36919 at 23/100.
Choctaw, AL figures: DLRadar distress index; Choctaw, AL inputs: CFPB, FHFA, HUD, FDIC; Choctaw, AL rebuilt as sources refresh.
| Rank | Choctaw, AL ZIP | Score |
|---|---|---|
| 1 | 36919 | 23/100 |
| 2 | 36558 | 20/100 |
| 3 | 36904 | 18/100 |
| 4 | 36908 | 18/100 |
| 5 | 36910 | 18/100 |
| 6 | 36912 | 18/100 |
| 7 | 36913 | 18/100 |
| 8 | 36915 | 18/100 |
| 9 | 36916 | 18/100 |
| 10 | 36921 | 18/100 |
| 11 | 36922 | 17/100 |
Most distressed Choctaw, AL ZIPs (0-100, 2026)
Mortgage delinquency around Choctaw, AL
No CFPB county sample covers Choctaw, AL; the non-metro area reading for Choctaw, AL: 1.6% ninety-plus; Choctaw, AL area thirty-to-eighty-nine 4.7% (December 2025, Choctaw, AL); Alabama overall 1.1%.
Opportunity index: Choctaw, AL
Choctaw, AL index 27.2, Choctaw, AL phase weak; Choctaw, AL primary driver vacancy, Choctaw, AL second driver bank institutional. Choctaw, AL components: property stress 23.0, foreclosure pressure 22.5, listing discounts 13.0, bank stress 49.1, insurance 0.0; Choctaw, AL pulse 32.0; Choctaw, AL capital opportunity 20.0; Choctaw, AL seven-day change -0.1%.
ZIP market phases inside Choctaw, AL
11 Choctaw, AL ZIPs carry a price-cycle phase; Choctaw, AL ZIPs by phase (Choctaw, AL), deepest drawdown first: expansion, +5.0% YoY (Choctaw, AL): 36558, 36904, 36908, 36910, Choctaw, AL 36912, 36913, 36915, 36916, Choctaw, AL 36919, 36921, 36922.
Residential listings by Choctaw, AL ZIP
Choctaw, AL ZIPs with the most tracked Choctaw, AL residential listings: 36908 1 listings, 0 candidates, bank pressure 66; 36921 1 listings, 1 candidates, bank pressure 66; 36904 0 listings, 0 candidates, bank pressure 66; 36910 0 listings, 0 candidates, bank pressure 66 (Choctaw, AL); 36912 0 listings, 0 candidates, bank pressure 63; 36913 0 listings, 0 candidates, bank pressure 66; 36915 0 listings, 0 candidates, bank pressure 66; 36916 0 listings, 0 candidates, bank pressure 66. Choctaw, AL totals: 2 listings; Choctaw, AL candidates 1; active ZIPs 1.
Lenders with branches in Choctaw, AL
Choctaw, AL lenders by branch count: First Us Bank (Choctaw, AL): stress 77, 2 branches low in Choctaw, AL; Regions Bank (Choctaw, AL): stress 57, 2 branches low in Choctaw, AL; West Alabama Bank&Trust (Choctaw, AL): stress 63, 1 branch moderate in Choctaw, AL.
Vacancy and permits, Choctaw, AL
1,945 of 7,200 Choctaw, AL housing units are vacant.
Work Choctaw, AL at the parcel level
Every Choctaw, AL parcel carries owner and address; every Choctaw, AL parcel carries APN; Choctaw, AL distress scores sit on the Choctaw, AL live board.
Choctaw, AL figures refresh with each source.
Choctaw, AL questions
Most distressed ZIP code in Choctaw County, AL?
ZIP 36919 leads Choctaw, AL at 23/100; next in Choctaw, AL: 36558 at 20/100; the Choctaw, AL average is 19/100.
Where does Choctaw County, AL rank for investment opportunity?
Choctaw, AL is #2,139 among all ranked counties, #65 in Alabama; the Choctaw, AL driver is vacancy; Choctaw, AL moved down 354 places.
How many mortgages are delinquent in Choctaw County, AL?
Choctaw, AL takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Choctaw, AL.
Which banks lend in Choctaw County, AL?
3 watched lenders hold Choctaw, AL branches; the largest Choctaw, AL footprints are First Us Bank (2), Regions Bank (2), West Alabama Bank&Trust (1).
More on Choctaw, AL
Choctaw County, AL distress report: public-record figures for Choctaw, AL; not legal advice for Choctaw, AL; not tax or investment advice; verify every Choctaw, AL record before acting.