ZIP 36695 Property Distress & Foreclosure Data

Composite property distress in 36695 (Mobile County, Alabama) lands at 38/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (83/100), structural risk (83/100), institutional ownership (63/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (83/100). The latent-versus-live split is 83/100 structural and 7/100 already moving.

The market reads peak — home values rose 3.0% year on year, and 13% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Median household income is $75,236, near the U.S. median near $78,000. Educational attainment sits at 34% bachelor's-or-above. The vacancy rate is 6.4%. Around 39% of renters are cost-burdened. 7.1% of residents fall below the poverty threshold. About 52,923 people live here, median age 36. Home values center near $254,100, an affordability ratio of 3.1× — accessible. DLRadar's demographic-stress index for the area reads 28/100. Owners hold 69% of homes, renters 31%. The ZIP holds roughly 21,521 housing units.

Net-net, 36695 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.