ZIP 36695 Foreclosure, Tax-Lien & Distress Report

ZIP code 36695 in Mobile County, Alabama carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: structural risk (78/100), construction/permit lag (66/100), institutional ownership (61/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (78/100). On the structural side it scores 78/100, with 7/100 of stress already active.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 13% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

Median household income is $75,236, near the U.S. median near $78,000. Educational attainment sits at 34% bachelor's-or-above. The vacancy rate is 6.4%. Around 39% of renters are cost-burdened. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. 52,923 residents call 36695 home, typically aged 36. A median home runs $254,100 here, or 3.1 times local income. The demographic-stress sub-score lands at 28/100. 69% of housing is owner-occupied. The ZIP holds roughly 21,521 housing units.

Net-net, 36695 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 36695 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 36695's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 36695, the field stays empty rather than modeled, and fills in as new documents post.

Behind 36695's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 36695 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.