ZIP 36613 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 36613 in Mobile County, Alabama comes in at 35, a moderate composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (78/100)). The split runs 78/100 structural to 7/100 active on the ground. Its standout signals are structural risk (78/100), construction/permit lag (66/100), institutional ownership (61/100). By contrast, mortgage stress (25/100) register low.

The market reads peak — home values rose 1.0% year on year, and 24% higher over three years (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $49,317 — below the roughly $78,000 national figure. Rent burden reaches 31% of tenant households. The poverty rate is 11.8%. There are about 4,945 housing units across 36613. Population is roughly 12,082 with a median age of 39. Owners hold 71% of homes, renters 29%. About 15% have a four-year degree. On demographic stress specifically, 36613 scores 30/100. The vacancy rate is 18.5% — elevated. A median home runs $144,200 here, or 2.9 times local income.

On the whole, 36613 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 36613 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 36613 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 36613 stays directly comparable to neighboring ZIPs and the rest of Mobile County, Alabama. Nothing here is interpolated — where a source is thin for 36613, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

36613's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 36613 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.