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ZIP 39581 Foreclosure, Tax-Lien & Distress Report

Jackson County, Mississippi · High Vacancy market

ZIP 39581's composite property-distress score is 20/100 - DLRadar classes that as low for Jackson County, Mississippi. Structural risk reads 43/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (78/100)). The sharpest non-environmental signals are structural risk (43/100), institutional ownership (18/100), mortgage stress (8/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted.

The neutral-phase market in 39581 posted values that rose 4.8% over the year, and 9% lower over three years, at 40/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

11,519 residents call 39581 home, typically aged 33. Roughly 30.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 5,381 housing units. Around 56% of renters are cost-burdened. The tenure split is 41% owner-occupied to 59% rented. The vacancy rate is 14.7% — elevated. Educational attainment sits at 18% bachelor's-or-above. Median household income is $37,571, below the U.S. median near $78,000. Home values center near $153,100, an affordability ratio of 3.3× — accessible. The demographic-stress sub-score lands at 41/100.

Net-net, 39581 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 39581 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 39581's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 39581 shows blanks, not estimates, wherever the record is sparse.

39581's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 39581 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

20/100
Composite stress
43/100
Structural risk
2/100
Distress activity

ZIP 39581 distress signals, scored

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk92
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 39581 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 39581, the same set carried on every parcel.

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Adjacent Jackson County ZIP reports

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Every distressed parcel in 39581 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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