Baldwin County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Baldwin County, Alabama? DLRadar grades every Baldwin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 35/100. Here is the 2026 Baldwin County breakdown.
- Baldwin County's most distressed ZIP is 36507 at 35/100.
- 24 ZIP codes tracked in Baldwin County, averaging 35/100 distress.
- Baldwin County reads expansion — home values up 6.3% year over year.
- Vacancy runs 23.1% across Baldwin County's tracked ZIPs, with a 12.5% poverty rate.
- The typical Baldwin County home is worth about $283,300 against a ~$74,312 median income.
- Lending headwind in Baldwin County sits at 34/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 36507 | 35/100 |
| 2 | 36511 | 35/100 |
| 3 | 36526 | 35/100 |
| 4 | 36527 | 35/100 |
| 5 | 36530 | 35/100 |
| 6 | 36532 | 35/100 |
| 7 | 36535 | 35/100 |
| 8 | 36542 | 35/100 |
| 9 | 36547 | 35/100 |
| 10 | 36549 | 35/100 |
| 11 | 36550 | 35/100 |
| 12 | 36551 | 35/100 |
Most distressed ZIP codes in Baldwin County (composite distress 0-100, 2026)
What is driving Baldwin County distress
Nothing here is estimated: Baldwin County is scored from filings alone, and its ZIPs average 35/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Baldwin County market phase and pricing
The cycle in Baldwin County is expansion, with values up 6.3% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Baldwin County
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Common questions
Where is distress highest inside Baldwin County, AL?
ZIP 36507 leads Baldwin County at 35/100, recomputed monthly from public records.
What stage of the price cycle is Baldwin County at?
Baldwin County is classified expansion with a 6.3% year-over-year increase, following the FHFA House Price Index.
Where does the Baldwin County data come from?
Baldwin County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 24 ZIPs are comparable to anywhere else.
How much do distress scores vary between Baldwin County ZIP codes?
The county figure is a blend, not a description. Across the Baldwin County ZIPs DLRadar ranks, scores run from 35/100 in 36507 down to 35/100 in 36551, against a Baldwin County average of 35/100. Those 0 points separate the ZIPs worth working in Baldwin County from the rest.
What do Baldwin County home values and vacancy say about distressed supply?
The typical Baldwin County home carries about $283,300 of value against a median household income near $74,312. Vacancy across Baldwin County's tracked ZIPs runs 23.1% and the poverty rate is 12.5%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Baldwin County's foreclosure and tax-lien record and its 34/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.