Escambia County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Escambia County, Florida? DLRadar grades every Escambia County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Escambia County breakdown.
- Escambia County's most distressed ZIP is 32501 at 33/100.
- 19 ZIP codes tracked in Escambia County, averaging 33/100 distress.
- Escambia County reads peak — home values up 0.2% year over year.
- Vacancy runs 13.5% across Escambia County's tracked ZIPs, with a 14.1% poverty rate.
- The typical Escambia County home is worth about $273,967 against a ~$66,919 median income.
- Lending headwind in Escambia County sits at 38/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32501 | 33/100 |
| 2 | 32502 | 33/100 |
| 3 | 32503 | 33/100 |
| 4 | 32504 | 33/100 |
| 5 | 32505 | 33/100 |
| 6 | 32506 | 33/100 |
| 7 | 32507 | 33/100 |
| 8 | 32508 | 33/100 |
| 9 | 32509 | 33/100 |
| 10 | 32511 | 33/100 |
| 11 | 32512 | 33/100 |
| 12 | 32514 | 33/100 |
Most distressed ZIP codes in Escambia County (composite distress 0-100, 2026)
What is driving Escambia County distress
Escambia County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 33/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Escambia County market phase and pricing
Escambia County reads peak — home prices rose 0.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Escambia County
Everything summarised here for Escambia County is free. Start a trial to see the scored parcels, owners and filings underneath — nothing charged today.
No card required · full read access to live data for 60 minutes.
Questions and answers
Which part of Escambia County, FL scores highest for distress?
ZIP 32501 leads Escambia County at 33/100, recomputed monthly from public records.
Where is Escambia County in the housing cycle?
Escambia County is classified peak with a 0.2% year-over-year increase, following the FHFA House Price Index.
What is this Escambia County analysis built from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 19 Escambia County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Escambia County ZIP codes?
Averaging the county conceals how uneven it is. Across the Escambia County ZIPs DLRadar ranks, scores run from 33/100 in 32501 down to 33/100 in 32514, against a Escambia County average of 33/100. A spread of 0 points means Escambia County has to be worked ZIP by ZIP.
What do Escambia County home values and vacancy say about distressed supply?
The typical Escambia County home carries about $273,967 of value against a median household income near $66,919. Vacancy across Escambia County's tracked ZIPs runs 13.5% and the poverty rate is 14.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Escambia County's filings and its 38/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.