ZIP 35803 Property Distress & Foreclosure Data

Composite property distress in 35803 (Madison County, Alabama) lands at 35/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (76/100), construction/permit lag (64/100), institutional ownership (61/100). mortgage stress (23/100) stay muted. On the structural side it scores 76/100, with 7/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (95/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (74/100).

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 7% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 54% of adults hold a bachelor's degree or higher. 29,283 residents call 35803 home, typically aged 45. At $95,182, median income runs above typical U.S. levels. The typical home is worth about $294,200 (2.7× income, relatively affordable). Around 36% of renters are cost-burdened. 82% of housing is owner-occupied. The poverty rate is 6.4% — low. The vacancy rate is 5.3%. The demographic-stress sub-score lands at 22/100. The ZIP holds roughly 13,429 housing units.

Overall, 35803 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.