ZIP 35073 Foreclosure, Tax-Lien & Distress Report
Jefferson County, Alabama · High Vacancy market
Jefferson County, Alabama's ZIP 35073 registers 29/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100)). The sharpest non-environmental signals are structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (5/100) register low. Structurally it carries 61/100, against 7/100 of stress already in motion.
Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 38% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 2,839 people live here, median age 43. The tenure split is 66% owner-occupied to 34% rented. The vacancy rate is 13.0% — elevated. The ZIP holds roughly 1,521 housing units. At $57,679, median income runs below typical U.S. levels. Around 17% of adults hold a bachelor's degree or higher. A median home runs $117,100 here, or 2.0 times local income. 13.7% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 27/100. Around 32% of renters are cost-burdened.
Net-net, 35073 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 35073 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 35073's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 35073 reflects the current record instead of a stale or modeled snapshot.
The 29/100 figure for 35073 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 35073 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 35073 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
35073 at a glance
Current distress, phase, housing and lender-pressure figures for 35073, drawn from the same report attached to each property.
Adjacent Jefferson County ZIP reports
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Rules-based scoring — each signal ties to a public dataset · methodology