ZIP 35181 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 35181 in Jefferson County, Alabama comes in at 29, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100). Its heaviest discrete signals: structural risk (61/100), institutional ownership (59/100), construction/permit lag (5/100). By contrast, construction/permit lag (5/100) register low. On the structural side it scores 61/100, with 0/100 of stress already active.

The market reads peak — home values rose 2.7% year on year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 18 housing units. Vacancy runs 0.0%. 0.0% of residents fall below the poverty threshold. About 100% have a four-year degree. The demographic-stress sub-score lands at 8/100. The tenure split is 100% owner-occupied to 0% rented. 69 residents call 35181 home, typically aged 12.

Overall, 35181 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 35181 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 35181 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 35181 stays directly comparable to neighboring ZIPs and the rest of Jefferson County, Alabama. Every figure is auditable to a public dataset and refreshed on ingest; 35181 shows blanks, not estimates, wherever the record is sparse.

Each component behind 35181 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. Treat 35181 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.