ZIP 35406 Foreclosure, Tax-Lien & Distress Report

In Tuscaloosa County, Alabama, ZIP 35406 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. The split runs 70/100 structural to 7/100 active on the ground. Leading the profile are structural risk (70/100), institutional ownership (57/100), construction/permit lag (55/100). mortgage stress (23/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (65/100).

The contraction-phase market in 35406 posted values that fell 1.6% over the year, 2.8% off the recent peak, and 14% higher over three years, at 63/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Population is roughly 18,533 with a median age of 42. DLRadar's demographic-stress index for the area reads 25/100. Home values center near $481,600, an affordability ratio of 3.9× — accessible. Rent burden reaches 31% of tenant households. There are about 8,537 housing units across 35406. Around 68% of adults hold a bachelor's degree or higher. The vacancy rate is 9.0%. At $118,736, median income runs above typical U.S. levels. Owners hold 75% of homes, renters 25%. 5.3% of residents fall below the poverty threshold.

Net-net, 35406 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 35406 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 35406 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 35406 shows as blanks, never estimates, and the score updates on every fresh public filing.

35406's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 35406 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.