ZIP 35456 Foreclosure, Tax-Lien & Distress Report

ZIP 35456's composite property-distress score is 32/100 - DLRadar classes that as moderate for Tuscaloosa County, Alabama. Property-level stress concentrates in structural risk (70/100), institutional ownership (57/100), construction/permit lag (55/100). On the quiet end sit mortgage stress (23/100). The latent-versus-live split is 70/100 structural and 7/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (90/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (65/100).

The market reads contraction — home values fell 1.6% year on year, 2.8% off the recent peak, and 12% higher over three years (phase confidence 63/100). A cooling market tends to open discount-to-value windows.

The vacancy rate is 15.0% — elevated. Roughly 24.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 55% of tenant households. Educational attainment sits at 10% bachelor's-or-above. There are about 1,786 housing units across 35456. Home values center near $202,300, an affordability ratio of 3.0× — accessible. At $53,405, median income runs below typical U.S. levels. On demographic stress specifically, 35456 scores 36/100. The tenure split is 70% owner-occupied to 30% rented. About 4,015 people live here, median age 39.

On the whole, 35456 leans distressed, with opportunity clustered in specific stressed parcels. While 35456 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 35456's 32/100 can be lined up against any neighbor in Tuscaloosa County, Alabama or any ZIP coast to coast. Where the public record is thin for 35456, the field stays empty rather than modeled, and fills in as new documents post.

The 32/100 for 35456 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 35456 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.