ZIP 35474 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 35474 (Hale County, Alabama) lands at 17/100 — low on DLRadar's distress scoring. Its heaviest discrete signals: institutional ownership (44/100), structural risk (35/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (16/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100). The split runs 35/100 structural to 6/100 active on the ground.

Prices here sit in a contraction phase: values fell 1.6% over the trailing year, 2.8% off the recent peak, and 45% higher over three years, at 63/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Around 22% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 23/100. Roughly 8.9% live below the poverty line. Population is roughly 8,648 with a median age of 35. Households earn a median $80,406 — near the roughly $78,000 national figure. About 27% have a four-year degree. The typical home is worth about $206,000 (2.3× income, relatively affordable). 88% of housing is owner-occupied. Vacancy runs 10.7%. The ZIP holds roughly 3,113 housing units.

Net-net, 35474 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 35474 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 35474's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 35474, the field stays empty rather than modeled, and fills in as new documents post.

35474's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 35474 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.