ZIP 36744 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 36744 (Hale County, Alabama) at a minimal 13/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (78/100). Leading the profile are institutional ownership (43/100), structural risk (26/100), mortgage stress (21/100). On the quiet end sit structural risk (26/100) and mortgage stress (21/100). Structurally it carries 26/100, against 6/100 of stress already in motion.

Prices here sit in a contraction phase: values fell 1.5% over the trailing year, 2.8% off the recent peak, at 61/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

The tenure split is 67% owner-occupied to 33% rented. 32.2% of residents fall below the poverty threshold. Home values center near $136,100, an affordability ratio of 4.5×. At $33,983, median income runs below typical U.S. levels. There are about 3,439 housing units across 36744. About 15% have a four-year degree. Vacancy runs 24.3%, above the national norm and a classic distress-and-opportunity signal. Around 55% of renters are cost-burdened. Population is roughly 5,662 with a median age of 40. The demographic-stress sub-score lands at 42/100.

On the whole, 36744 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 36744 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 36744 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 36744 stays directly comparable to neighboring ZIPs and the rest of Hale County, Alabama. 36744 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 36744 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. Treat 36744 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.