ZIP 36776 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 36776 (Hale County, Alabama) returns a minimal composite of 13/100. Property-level stress concentrates in institutional ownership (43/100), structural risk (26/100), mortgage stress (21/100). structural risk (26/100) and mortgage stress (21/100) stay muted. The latent-versus-live split is 26/100 structural and 6/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (78/100)).

The contraction-phase market in 36776 posted values that fell 1.6% over the year, 2.8% off the recent peak (phase confidence 63/100). A cooling market tends to open discount-to-value windows.

Median household income is $15,045, below the U.S. median near $78,000. Vacancy runs 21.3%, above the national norm and a classic distress-and-opportunity signal. Around 100% of renters are cost-burdened. About 11% have a four-year degree. Roughly 40.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 36776 scores 47/100. 76% of housing is owner-occupied. 1,904 residents call 36776 home, typically aged 38. The typical home is worth about $74,200 (3.1× income, relatively affordable). There are about 789 housing units across 36776.

Taken together, 36776 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 36776 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 36776's 13/100 can be lined up against any neighbor in Hale County, Alabama or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 36776 reflects the current record instead of a stale or modeled snapshot.

36776's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 36776 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.