ZIP 35147 Foreclosure, Tax-Lien & Distress Report

Shelby County, Alabama's ZIP 35147 registers 29/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (91/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (72/100). The sharpest non-environmental signals are structural risk (64/100), institutional ownership (58/100), construction/permit lag (24/100). construction/permit lag (24/100) and mortgage stress (22/100) stay muted. Structural exposure scores 64 and live distress 7 on the 0–100 scale.

The peak-phase market in 35147 posted values that rose 2.7% over the year, and 24% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 6,971 with a median age of 36. Home values center near $317,300, an affordability ratio of 3.3× — accessible. Households earn a median $85,587 — near the roughly $78,000 national figure. 90% of housing is owner-occupied. Vacancy runs 1.6%. Around 41% of adults hold a bachelor's degree or higher. On demographic stress specifically, 35147 scores 24/100. The ZIP holds roughly 2,397 housing units. Roughly 7.6% live below the poverty line. Around 28% of renters are cost-burdened.

Net-net, 35147 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 35147 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Shelby County, Alabama and the nation. Where the public record is thin for 35147, the field stays empty rather than modeled, and fills in as new documents post.

35147's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 35147 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.