ZIP 35147 Property Distress & Foreclosure Data

Shelby County, Alabama's ZIP 35147 registers 29/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (72/100). The most distinctive pressure shows up in structural risk (63/100), institutional ownership (61/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) and construction/permit lag (17/100) register low. Structural risk reads 63/100 against active distress of 7/100.

The market reads peak — home values rose 2.9% year on year, and 24% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 6,971 people live here, median age 36. Home values center near $317,300, an affordability ratio of 3.3× — accessible. Median household income is $85,587, near the U.S. median near $78,000. Owners hold 90% of homes, renters 10%. Vacancy runs 1.6%. Educational attainment sits at 41% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 24/100. There are about 2,397 housing units across 35147. 7.6% of residents fall below the poverty threshold. Rent burden reaches 28% of tenant households.

Net-net, 35147 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.