ZIP 35043 Foreclosure, Tax-Lien & Distress Report
Shelby County, Alabama · Distress market
DLRadar grades ZIP 35043 (Shelby County, Alabama) at a low 29/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (91/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (72/100). The split runs 64/100 structural to 7/100 active on the ground. Its heaviest discrete signals: structural risk (64/100), institutional ownership (58/100), construction/permit lag (24/100). By contrast, construction/permit lag (24/100) and mortgage stress (22/100) register low.
The market reads peak — home values rose 2.7% year on year, and 18% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $115,588, above the U.S. median near $78,000. The demographic-stress sub-score lands at 20/100. The poverty rate is 4.0% — low. Around 11% of renters are cost-burdened. 91% of housing is owner-occupied. The vacancy rate is 3.6%. Educational attainment sits at 43% bachelor's-or-above. The typical home is worth about $366,200 (3.0× income, relatively affordable). There are about 5,485 housing units across 35043. Population is roughly 15,068 with a median age of 40.
Overall, 35043 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 35043 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The 35043 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 35043 stays directly comparable to neighboring ZIPs and the rest of Shelby County, Alabama. Where the public record is thin for 35043, the field stays empty rather than modeled, and fills in as new documents post.
35043's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 35043 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 35043 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 35043 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 35043, drawn from the same report attached to each property.
Shelby County ZIPs near 35043
More distress data near 35043
Related ZIP, county and statewide reads linked to Shelby County, Alabama.
Unlock parcel-level detail for ZIP 35043
The full 35043 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology