ZIP 35043 Property Distress & Foreclosure Data

Shelby County, Alabama's ZIP 35043 registers 29/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (91/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (72/100)). On the structural side it scores 63/100, with 7/100 of stress already active. The most distinctive pressure shows up in structural risk (63/100), institutional ownership (61/100), mortgage stress (22/100). On the quiet end sit mortgage stress (22/100) and construction/permit lag (17/100).

The peak-phase market in 35043 posted values that rose 2.9% over the year, and 18% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $115,588 — above the roughly $78,000 national figure. On demographic stress specifically, 35043 scores 20/100. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. Around 11% of renters are cost-burdened. The tenure split is 91% owner-occupied to 9% rented. The vacancy rate is 3.6%. About 43% have a four-year degree. A median home runs $366,200 here, or 3.0 times local income. The ZIP holds roughly 5,485 housing units. Population is roughly 15,068 with a median age of 40.

On balance 35043 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.