ZIP 35080 Property Distress & Foreclosure Data

ZIP code 35080 in Shelby County, Alabama carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 63/100 against active distress of 7/100. What sets it apart are the readings on structural risk (63/100), institutional ownership (61/100), mortgage stress (22/100). mortgage stress (22/100) and construction/permit lag (17/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (91/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (72/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 11% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $312,900 (2.5× income, relatively affordable). The demographic-stress sub-score lands at 22/100. 91% of housing is owner-occupied. The poverty rate is 3.3% — low. 19,808 residents call 35080 home, typically aged 35. Vacancy runs 6.2%. There are about 7,415 housing units across 35080. Around 48% of adults hold a bachelor's degree or higher. At $111,871, median income runs above typical U.S. levels. Rent burden reaches 43% of tenant households.

Overall, 35080 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.