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ZIP 35080 Foreclosure, Tax-Lien & Distress Report

Shelby County, Alabama · Distress market

On DLRadar's 0-100 distress scale, ZIP 35080 in Shelby County, Alabama comes in at 30, a moderate composite-distress reading. On the structural side it scores 64/100, with 7/100 of stress already active. What sets it apart are the readings on structural risk (64/100), institutional ownership (56/100), construction/permit lag (25/100). construction/permit lag (25/100) and mortgage stress (22/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (91/100), FEMA disaster exposure (87/100), flood (NFIP) exposure (70/100)).

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 11% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

A median home runs $312,900 here, or 2.5 times local income. The demographic-stress sub-score lands at 22/100. 91% of housing is owner-occupied. Roughly 3.3% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 19,808 with a median age of 35. The vacancy rate is 6.2%. The ZIP holds roughly 7,415 housing units. Around 48% of adults hold a bachelor's degree or higher. Households earn a median $111,871 — above the roughly $78,000 national figure. Around 43% of renters are cost-burdened.

Net-net, 35080 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 35080 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 35080 can be compared directly against any other ZIP in Shelby County, Alabama or nationwide. Sparse data for 35080 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 35080's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 35080 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

30/100
Composite stress
64/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 35080

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk91
9 further distress layers are graded for 35080

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 35080 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Other Shelby County ZIP codes

Nearest ZIP codes to 35080

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Other reports tied to Shelby County, Alabama — ZIP, county and statewide.

The complete 35080 distress and acquisition report

Get every distressed property in 35080 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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