ZIP
05038
VT · County 50017 · pop 1,301 (population)
37.6
Opportunity Index
OVERHEATEDNational rank #4775
Why This ZIP
ZIP 05038 ranks #4775 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 28.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 05038 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 50017 — ZIP 05038 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 50017 — ZIP 05038 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 50017 — ZIP 05038 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 31.0 |
| Vacancy | 29.2 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 82.3 |
| Construction Pressure | 29.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#4775
PhaseOVERHEATED
Primary driverVACANCY
Capital opp28.5
Pulse score43.6
Signal Breakdown — 10 Categories
Vacancy
29.2
Auction / REO
—
Construction Pressure
29.2
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
82.3
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
29.2%
Bank Score
82.3
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 05038 | 43.6 | 26.1 | 0.0 | — |
| County 50017 | 35.6 | 26.7 | 0.0 | 21.1 |
| VT state avg | 34.4 | 24.8 | 0.0 | 25.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 05068 | 43.8 | STRONG_BUY | VACANCY | 42 | 27 |
| 05669 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 50 | 28 |
| 05679 | 40.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 25 |
| 05086 | 40.0 | PEAK_OPPORTUNITY | VACANCY | 52 | 25 |
| 05079 | 39.8 | PEAK_OPPORTUNITY | VACANCY | 52 | 25 |
| 05060 | 39.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 41 | 26 |
| 05663 | 39.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 41 | 29 |
| 05081 | 39.0 | OVERHEATED | VACANCY | 36 | 26 |
| 05065 | 38.6 | OVERHEATED | VACANCY | — | 27 |
| 05036 | 38.5 | PEAK_OPPORTUNITY | VACANCY | 47 | 25 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/05038
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.