ZIP
05089
VT · County 50027 · pop 4,498 (population)
42.1
Opportunity Index
STRONG_BUYNational rank #938
Why This ZIP
ZIP 05089 ranks #938 nationally with phase STRONG_BUY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 05089 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 50027 — ZIP 05089 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 50027 — ZIP 05089 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 50027 — ZIP 05089 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 39.9 |
| Foreclosure / Delinquency | 33.0 |
| Property Stress | 27.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 80.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#938
PhaseSTRONG_BUY
Primary driverBANK_INSTITUTIONAL
Capital opp35.2
Pulse score46.7
Signal Breakdown — 10 Categories
Vacancy
11.3
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
39.9
Bank Institutional
80.8
Insurance Distress
0.0
Foreclosure / Delinquency
33.0
Top-Line Metrics
Avg DOM (days)
5.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
11.3%
Bank Score
80.8
Insurance Score
0.0
Listings Discount
39.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 05089 | 46.7 | 27.9 | 0.0 | 39.9 |
| County 50027 | 43.4 | 27.8 | 0.0 | 31.5 |
| VT state avg | 34.1 | 24.0 | 0.0 | 25.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 05032 | 45.3 | STRONG_BUY | VACANCY | 50 | 27 |
| 05151 | 44.0 | STRONG_BUY | VACANCY | 52 | 27 |
| 05767 | 44.0 | STRONG_BUY | VACANCY | 44 | 27 |
| 05143 | 43.8 | STRONG_BUY | VACANCY | 43 | 27 |
| 05068 | 43.7 | STRONG_BUY | VACANCY | 42 | 27 |
| 05156 | 43.4 | STRONG_BUY | BANK_INSTITUTIONAL | 48 | 27 |
| 05035 | 43.3 | STRONG_BUY | VACANCY | 50 | 27 |
| 05153 | 42.3 | STRONG_BUY | VACANCY | 45 | 27 |
| 05037 | 41.8 | STRONG_BUY | VACANCY | 43 | 27 |
| 05091 | 41.7 | OVERHEATED | VACANCY | 36 | 27 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/05089
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.