ZIP
05101
VT · County 50025 · pop 4,135 (population)
38.3
Opportunity Index
OVERHEATEDNational rank #3930
Why This ZIP
ZIP 05101 ranks #3930 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 32.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 05101 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 50025 — ZIP 05101 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 50025 — ZIP 05101 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 50025 — ZIP 05101 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 33.0 |
| Property Stress | 27.0 |
| Vacancy | 16.7 |
▼ Top 3 Risk Signals
| Construction Pressure | 68.3 |
| Bank Institutional | 62.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#3930
PhaseOVERHEATED
Primary driverVACANCY
Capital opp32.9
Pulse score41.9
Signal Breakdown — 10 Categories
Vacancy
16.7
Auction / REO
—
Construction Pressure
68.3
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
62.6
Insurance Distress
0.0
Foreclosure / Delinquency
33.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
16.7%
Bank Score
62.6
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 05101 | 41.9 | 28.4 | 0.0 | — |
| County 50025 | 38.3 | 28.0 | 0.0 | 23.8 |
| VT state avg | 34.1 | 24.0 | 0.0 | 25.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 05143 | 43.8 | STRONG_BUY | VACANCY | 43 | 27 |
| 05361 | 41.0 | STRONG_BUY | VACANCY | 47 | 27 |
| 05363 | 40.7 | PEAK_OPPORTUNITY | VACANCY | 40 | 26 |
| 05301 | 39.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 40 | 27 |
| 05345 | 39.4 | OVERHEATED | VACANCY | — | 27 |
| 05343 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 40 | 27 |
| 05146 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 40 | 27 |
| 05148 | 39.2 | OVERHEATED | VACANCY | — | 26 |
| 05355 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 37 | 27 |
| 05346 | 37.9 | OVERHEATED | BANK_INSTITUTIONAL | — | 27 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/05101
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.