ZIP
05446
VT · County 50007 · pop 16,361 (population)
30.2
Opportunity Index
WEAKNational rank #21981
Why This ZIP
ZIP 05446 ranks #21981 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 05446 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 50007 — ZIP 05446 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 50007 — ZIP 05446 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 50007 — ZIP 05446 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 26.5 |
| Property Stress | 18.0 |
| Foreclosure / Delinquency | 15.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 69.1 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#21981
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp30.4
Pulse score30.1
Signal Breakdown — 10 Categories
Vacancy
11.0
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
26.5
Bank Institutional
69.1
Insurance Distress
0.0
Foreclosure / Delinquency
15.0
Top-Line Metrics
Avg DOM (days)
77.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
11.0%
Bank Score
69.1
Insurance Score
0.0
Listings Discount
26.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 05446 | 30.1 | 17.6 | 0.0 | 26.5 |
| County 50007 | 26.6 | 17.5 | 0.0 | 24.6 |
| VT state avg | 34.2 | 24.1 | 0.0 | 25.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 05676 | 36.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 40 | 26 |
| 05477 | 33.9 | WATCHLIST | BANK_INSTITUTIONAL | 41 | 18 |
| 05468 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 45 | 18 |
| 05465 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 40 | 18 |
| 05482 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 18 |
| 05445 | 31.6 | EARLY_SIGNAL | VACANCY | 37 | 18 |
| 05444 | 30.8 | WEAK | BANK_INSTITUTIONAL | — | 25 |
| 05403 | 30.5 | WEAK | BANK_INSTITUTIONAL | 35 | 18 |
| 05408 | 30.4 | WEAK | BANK_INSTITUTIONAL | 34 | 18 |
| 05487 | 29.5 | WEAK | VACANCY | — | 24 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/05446
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.