ZIP
05492
VT · County 50015 · pop 700 (population)
31.7
Opportunity Index
EARLY_SIGNALNational rank #17987
Why This ZIP
ZIP 05492 ranks #17987 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 05492 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 50015 — ZIP 05492 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 50015 — ZIP 05492 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 50015 — ZIP 05492 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 32.0 |
| Property Stress | 30.0 |
| Vacancy | 4.4 |
▼ Top 3 Risk Signals
| Bank Institutional | 32.5 |
| Construction Pressure | 22.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#17987
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp39.5
Pulse score26.5
Signal Breakdown — 10 Categories
Vacancy
4.4
Auction / REO
—
Construction Pressure
22.6
FL Deep Bonus
—
Property Stress
30.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
32.5
Insurance Distress
0.0
Foreclosure / Delinquency
32.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
4.4%
Bank Score
32.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 05492 | 26.5 | 29.4 | 0.0 | — |
| County 50015 | 35.5 | 29.0 | 0.0 | 24.9 |
| VT state avg | 34.1 | 24.0 | 0.0 | 25.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 05653 | 42.4 | STRONG_BUY | VACANCY | 58 | 30 |
| 05464 | 40.6 | PEAK_OPPORTUNITY | VACANCY | 41 | 27 |
| 05680 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 49 | 30 |
| 05672 | 38.3 | OVERHEATED | VACANCY | 34 | 30 |
| 05661 | 37.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 39 | 30 |
| 05656 | 35.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 30 |
| 05442 | 34.2 | EARLY_SIGNAL | VACANCY | — | 30 |
| 05655 | 33.1 | EARLY_SIGNAL | VACANCY | — | 30 |
| 05652 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 30 |
| 05444 | 30.8 | WEAK | BANK_INSTITUTIONAL | — | 25 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/05492
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.