ZIP
05641
VT · County 50023 · pop 16,969 (population)
35.7
Opportunity Index
WATCHLISTNational rank #8076
Why This ZIP
ZIP 05641 ranks #8076 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 05641 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 50023 — ZIP 05641 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 50023 — ZIP 05641 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 50023 — ZIP 05641 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 36.8 |
| Foreclosure / Delinquency | 32.0 |
| Property Stress | 27.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 62.5 |
| Construction Pressure | 30.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#8076
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp37.6
Pulse score34.4
Signal Breakdown — 10 Categories
Vacancy
4.0
Auction / REO
—
Construction Pressure
30.4
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
36.8
Bank Institutional
62.5
Insurance Distress
0.0
Foreclosure / Delinquency
32.0
Top-Line Metrics
Avg DOM (days)
110.7
Price Cut %
3.3%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
4.0%
Bank Score
62.5
Insurance Score
0.0
Listings Discount
36.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 05641 | 34.4 | 27.8 | 0.0 | 36.8 |
| County 50023 | 35.0 | 29.0 | 0.0 | 35.4 |
| VT state avg | 34.1 | 24.0 | 0.0 | 25.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 05843 | 42.7 | STRONG_BUY | BANK_INSTITUTIONAL | 54 | 29 |
| 05673 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 38 | 29 |
| 05669 | 39.9 | PEAK_OPPORTUNITY | VACANCY | 50 | 27 |
| 05647 | 39.8 | PEAK_OPPORTUNITY | VACANCY | 47 | 29 |
| 05060 | 39.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 41 | 25 |
| 05663 | 39.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 41 | 29 |
| 05680 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 49 | 30 |
| 05677 | 38.6 | PEAK_OPPORTUNITY | VACANCY | 42 | 29 |
| 05658 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 43 | 29 |
| 05660 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 39 | 29 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/05641
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.