ZIP
05828
VT · County 50005 · pop 2,042 (population)
36.3
Opportunity Index
EARLY_SIGNALNational rank #6945
Why This ZIP
ZIP 05828 ranks #6945 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 05828 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 50005 — ZIP 05828 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 50005 — ZIP 05828 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 50005 — ZIP 05828 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 29.0 |
| Foreclosure / Delinquency | 29.0 |
| Vacancy | 10.9 |
▼ Top 3 Risk Signals
| Bank Institutional | 67.3 |
| Construction Pressure | 40.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#6945
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp32.3
Pulse score39.0
Signal Breakdown — 10 Categories
Vacancy
10.9
Auction / REO
—
Construction Pressure
40.7
FL Deep Bonus
—
Property Stress
29.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
67.3
Insurance Distress
0.0
Foreclosure / Delinquency
29.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
10.9%
Bank Score
67.3
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 05828 | 39.0 | 27.6 | 0.0 | — |
| County 50005 | 36.3 | 27.5 | 0.0 | 32.9 |
| VT state avg | 34.1 | 24.0 | 0.0 | 25.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 05824 | 43.1 | STRONG_BUY | VACANCY | 59 | 29 |
| 05843 | 42.7 | STRONG_BUY | BANK_INSTITUTIONAL | 54 | 29 |
| 05866 | 42.4 | STRONG_BUY | VACANCY | 57 | 29 |
| 05042 | 41.3 | STRONG_BUY | VACANCY | 52 | 29 |
| 05851 | 39.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 29 |
| 05871 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 44 | 29 |
| 05839 | 39.0 | OVERHEATED | VACANCY | — | 31 |
| 05081 | 38.9 | OVERHEATED | VACANCY | 36 | 26 |
| 05819 | 38.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 29 |
| 05046 | 38.4 | PEAK_OPPORTUNITY | VACANCY | 40 | 29 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/05828
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.