ZIP
20109
VA · County 51153 · pop 44,161 (population)
24.5
Opportunity Index
WEAKNational rank #32205
Why This ZIP
ZIP 20109 ranks #32205 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 20109 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51153 — ZIP 20109 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51153 — ZIP 20109 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51153 — ZIP 20109 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 26.0 |
| Property Stress | 6.0 |
| Vacancy | 4.8 |
▼ Top 3 Risk Signals
| Bank Institutional | 54.4 |
| Construction Pressure | 10.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#32205
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp30.7
Pulse score20.4
Signal Breakdown — 10 Categories
Vacancy
4.8
Auction / REO
—
Construction Pressure
10.3
FL Deep Bonus
—
Property Stress
6.0
HOA / Federal Liens
—
Listings Discount
26.0
Bank Institutional
54.4
Insurance Distress
0.0
Foreclosure / Delinquency
2.0
Top-Line Metrics
Avg DOM (days)
84.3
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
4.8%
Bank Score
54.4
Insurance Score
0.0
Listings Discount
26.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 20109 | 20.4 | 4.0 | 0.0 | 26.0 |
| County 51153 | 21.0 | 4.0 | 0.0 | 27.6 |
| VA state avg | 27.0 | 12.3 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 20112 | 28.9 | WEAK | BANK_INSTITUTIONAL | 42 | 6 |
| 22025 | 28.4 | WEAK | BANK_INSTITUTIONAL | 40 | 6 |
| 20169 | 27.3 | WEAK | BANK_INSTITUTIONAL | 39 | 6 |
| 22193 | 27.0 | WEAK | BANK_INSTITUTIONAL | 37 | 6 |
| 20119 | 26.9 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 20155 | 26.7 | WEAK | BANK_INSTITUTIONAL | 37 | 6 |
| 22026 | 26.0 | WEAK | BANK_INSTITUTIONAL | 31 | 6 |
| 20181 | 25.4 | WEAK | LISTINGS_DISCOUNT | 35 | 7 |
| 20110 | 24.8 | WEAK | BANK_INSTITUTIONAL | 26 | 5 |
| 22191 | 24.3 | WEAK | BANK_INSTITUTIONAL | 24 | 6 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/20109
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.