ZIP
22046
VA · County 51610 · pop 18,117 (population)
28.7
Opportunity Index
WEAKNational rank #25655
Why This ZIP
ZIP 22046 ranks #25655 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 22046 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51610 — ZIP 22046 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51610 — ZIP 22046 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51610 — ZIP 22046 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 29.9 |
| Foreclosure / Delinquency | 16.0 |
| Property Stress | 12.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.9 |
| Construction Pressure | 34.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#25655
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp32.6
Pulse score26.1
Signal Breakdown — 10 Categories
Vacancy
2.7
Auction / REO
—
Construction Pressure
34.1
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
29.9
Bank Institutional
58.9
Insurance Distress
0.0
Foreclosure / Delinquency
16.0
Top-Line Metrics
Avg DOM (days)
178.0
Price Cut %
14.3%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
2.7%
Bank Score
58.9
Insurance Score
0.0
Listings Discount
29.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 22046 | 26.1 | 11.9 | 0.0 | 29.9 |
| County 51610 | 25.9 | 11.3 | 0.0 | 28.0 |
| VA state avg | 26.9 | 12.0 | 0.0 | 24.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (3)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 22042 | 27.7 | WEAK | BANK_INSTITUTIONAL | 30 | 8 |
| 22044 | 26.1 | WEAK | BANK_INSTITUTIONAL | — | 8 |
| 22043 | 25.9 | WEAK | BANK_INSTITUTIONAL | 24 | 8 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/22046
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.