ZIP
22546
VA · County 51033 · pop 17,857 (population)
31.3
Opportunity Index
EARLY_SIGNALNational rank #19115
Why This ZIP
ZIP 22546 ranks #19115 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 22546 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51033 — ZIP 22546 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51033 — ZIP 22546 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51033 — ZIP 22546 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 37.2 |
| Foreclosure / Delinquency | 13.0 |
| Property Stress | 10.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 60.0 |
| Construction Pressure | 47.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#19115
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp35.0
Pulse score28.8
Signal Breakdown — 10 Categories
Vacancy
7.3
Auction / REO
—
Construction Pressure
47.4
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
37.2
Bank Institutional
60.0
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
26.9
Price Cut %
—%
Short-Sale Listings
6
Auction Events 90d
—
Vacancy %
7.3%
Bank Score
60.0
Insurance Score
0.0
Listings Discount
37.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 22546 | 28.8 | 8.9 | 0.0 | 37.2 |
| County 51033 | 26.1 | 8.4 | 0.0 | 32.2 |
| VA state avg | 26.9 | 12.0 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 22427 | 30.4 | WEAK | VACANCY | 34 | 10 |
| 23069 | 30.3 | WEAK | BANK_INSTITUTIONAL | — | 8 |
| 22408 | 30.2 | WEAK | BANK_INSTITUTIONAL | 38 | 8 |
| 23047 | 29.8 | WEAK | VACANCY | — | 8 |
| 22580 | 28.9 | WEAK | LISTINGS_DISCOUNT | 37 | 9 |
| 23015 | 27.8 | WEAK | VACANCY | — | 8 |
| 22438 | 27.0 | WEAK | BANK_INSTITUTIONAL | — | 17 |
| 22514 | 25.7 | WEAK | VACANCY | — | 10 |
| 22535 | 24.4 | WEAK | VACANCY | — | 10 |
| 22538 | 23.0 | WEAK | BANK_INSTITUTIONAL | — | 9 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/22546
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.