ZIP
22657
VA · County 51171 · pop 12,047 (population)
33.3
Opportunity Index
EARLY_SIGNALNational rank #13739
Why This ZIP
ZIP 22657 ranks #13739 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 34.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 22657 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51171 — ZIP 22657 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51171 — ZIP 22657 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51171 — ZIP 22657 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 30.0 |
| Listings Discount | 29.8 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 62.5 |
| Bank Institutional | 53.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#13739
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp34.8
Pulse score32.3
Signal Breakdown — 10 Categories
Vacancy
10.5
Auction / REO
—
Construction Pressure
62.5
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
29.8
Bank Institutional
53.7
Insurance Distress
0.0
Foreclosure / Delinquency
30.0
Top-Line Metrics
Avg DOM (days)
64.3
Price Cut %
20.9%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
10.5%
Bank Score
53.7
Insurance Score
0.0
Listings Discount
29.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 22657 | 32.3 | 19.8 | 0.0 | 29.8 |
| County 51171 | 33.5 | 20.0 | 0.0 | 22.0 |
| VA state avg | 26.9 | 12.0 | 0.0 | 24.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 22842 | 36.3 | EARLY_SIGNAL | VACANCY | — | 19 |
| 22824 | 35.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 19 |
| 22810 | 35.0 | EARLY_SIGNAL | VACANCY | 35 | 19 |
| 22664 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 19 |
| 22844 | 33.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 18 |
| 22815 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 37 | 16 |
| 22641 | 32.9 | EARLY_SIGNAL | VACANCY | — | 19 |
| 22652 | 32.9 | EARLY_SIGNAL | VACANCY | — | 19 |
| 22660 | 32.8 | EARLY_SIGNAL | VACANCY | — | 19 |
| 22847 | 32.2 | EARLY_SIGNAL | VACANCY | — | 19 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/22657
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.