ZIP
23085
VA · County 51097 · pop 390 (population)
26.4
Opportunity Index
WEAKNational rank #29995
Why This ZIP
ZIP 23085 ranks #29995 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 35.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 23085 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51097 — ZIP 23085 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51097 — ZIP 23085 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51097 — ZIP 23085 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 35.0 |
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 10.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 31.0 |
| Construction Pressure | 1.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#29995
PhaseWEAK
Primary driverVACANCY
Capital opp35.8
Pulse score20.2
Signal Breakdown — 10 Categories
Vacancy
35.0
Auction / REO
—
Construction Pressure
1.9
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.0
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
35.0%
Bank Score
31.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 23085 | 20.2 | 11.4 | 0.0 | — |
| County 51097 | 22.4 | 13.3 | 0.0 | 8.7 |
| VA state avg | 27.0 | 12.3 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 22560 | 33.6 | EARLY_SIGNAL | VACANCY | — | 17 |
| 23149 | 32.8 | EARLY_SIGNAL | VACANCY | 34 | 15 |
| 23177 | 31.2 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 46 | 12 |
| 23110 | 30.2 | WEAK | BANK_INSTITUTIONAL | 37 | 12 |
| 22437 | 28.8 | WEAK | VACANCY | — | 14 |
| 23156 | 27.1 | WEAK | VACANCY | — | 12 |
| 23126 | 27.1 | WEAK | VACANCY | — | 12 |
| 23161 | 26.4 | WEAK | VACANCY | — | 10 |
| 23091 | 26.0 | WEAK | VACANCY | — | 12 |
| 22514 | 25.7 | WEAK | VACANCY | — | 10 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/23085
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.