ZIP
23086
VA · County 51101 · pop 3,560 (population)
27.4
Opportunity Index
WEAKNational rank #28372
Why This ZIP
ZIP 23086 ranks #28372 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 23086 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51101 — ZIP 23086 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51101 — ZIP 23086 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51101 — ZIP 23086 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 8.1 |
| Property Stress | 8.0 |
| Foreclosure / Delinquency | 8.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 53.9 |
| Construction Pressure | 48.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#28372
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp30.8
Pulse score25.2
Signal Breakdown — 10 Categories
Vacancy
8.1
Auction / REO
—
Construction Pressure
48.7
FL Deep Bonus
—
Property Stress
8.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
53.9
Insurance Distress
0.0
Foreclosure / Delinquency
8.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
8.1%
Bank Score
53.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 23086 | 25.2 | 7.0 | 0.0 | — |
| County 51101 | 23.1 | 7.0 | 0.0 | 24.0 |
| VA state avg | 27.0 | 12.3 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 23177 | 31.2 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 46 | 12 |
| 23069 | 30.3 | WEAK | BANK_INSTITUTIONAL | — | 8 |
| 23009 | 29.3 | WEAK | LISTINGS_DISCOUNT | 43 | 8 |
| 23181 | 26.7 | WEAK | BANK_INSTITUTIONAL | 20 | 8 |
| 23106 | 26.0 | WEAK | BANK_INSTITUTIONAL | — | 8 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/23086
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.