ZIP
23123
VA · County 51029 · pop 1,934 (population)
34.0
Opportunity Index
WATCHLISTNational rank #11998
Why This ZIP
ZIP 23123 ranks #11998 nationally with phase WATCHLIST. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 44.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 23123 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51029 — ZIP 23123 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51029 — ZIP 23123 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51029 — ZIP 23123 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.6 |
| Foreclosure / Delinquency | 21.0 |
| Property Stress | 19.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 47.3 |
| Bank Institutional | 32.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#11998
PhaseWATCHLIST
Primary driverLISTINGS_DISCOUNT
Capital opp44.4
Pulse score27.0
Signal Breakdown — 10 Categories
Vacancy
7.0
Auction / REO
—
Construction Pressure
47.3
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
42.6
Bank Institutional
32.5
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
79.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
7.0%
Bank Score
32.5
Insurance Score
0.0
Listings Discount
42.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 23123 | 27.0 | 18.8 | 0.0 | 42.6 |
| County 51029 | 32.1 | 18.7 | 0.0 | 14.9 |
| VA state avg | 26.9 | 12.0 | 0.0 | 24.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 24590 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 15 |
| 24562 | 34.5 | EARLY_SIGNAL | VACANCY | 31 | 22 |
| 23936 | 33.5 | EARLY_SIGNAL | VACANCY | — | 19 |
| 24553 | 32.9 | EARLY_SIGNAL | VACANCY | — | 20 |
| 23921 | 32.4 | EARLY_SIGNAL | VACANCY | — | 19 |
| 23040 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 24522 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 20 | 19 |
| 23901 | 31.6 | EARLY_SIGNAL | VACANCY | 21 | 20 |
| 24599 | 31.3 | EARLY_SIGNAL | VACANCY | — | 15 |
| 23004 | 30.2 | WEAK | VACANCY | — | 19 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/23123
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.