ZIP
23140
VA · County 51127 · pop 7,533 (population)
33.6
Opportunity Index
WATCHLISTNational rank #12964
Why This ZIP
ZIP 23140 ranks #12964 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 33.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 23140 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51127 — ZIP 23140 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51127 — ZIP 23140 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51127 — ZIP 23140 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 37.0 |
| Foreclosure / Delinquency | 16.0 |
| Property Stress | 10.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 89.3 |
| Bank Institutional | 68.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#12964
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp33.2
Pulse score33.8
Signal Breakdown — 10 Categories
Vacancy
5.3
Auction / REO
—
Construction Pressure
89.3
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
37.0
Bank Institutional
68.2
Insurance Distress
0.0
Foreclosure / Delinquency
16.0
Top-Line Metrics
Avg DOM (days)
80.0
Price Cut %
18.0%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
5.3%
Bank Score
68.2
Insurance Score
0.0
Listings Discount
37.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 23140 | 33.8 | 10.7 | 0.0 | 37.0 |
| County 51127 | 26.6 | 5.8 | 0.0 | 7.3 |
| VA state avg | 27.0 | 12.3 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 23141 | 29.8 | WEAK | BANK_INSTITUTIONAL | — | 6 |
| 23089 | 26.9 | WEAK | VACANCY | — | 6 |
| 23181 | 26.7 | WEAK | BANK_INSTITUTIONAL | 20 | 8 |
| 23124 | 26.3 | WEAK | BANK_INSTITUTIONAL | — | 6 |
| 23011 | 25.9 | WEAK | BANK_INSTITUTIONAL | — | 6 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/23140
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.