ZIP
23430
VA · County 51093 · pop 19,057 (population)
25.4
Opportunity Index
WEAKNational rank #31336
Why This ZIP
ZIP 23430 ranks #31336 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 23430 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51093 — ZIP 23430 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51093 — ZIP 23430 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51093 — ZIP 23430 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 22.7 |
| Foreclosure / Delinquency | 13.0 |
| Property Stress | 10.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 44.9 |
| Construction Pressure | 22.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#31336
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp32.1
Pulse score20.9
Signal Breakdown — 10 Categories
Vacancy
6.1
Auction / REO
—
Construction Pressure
22.4
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
22.7
Bank Institutional
44.9
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
102.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
6.1%
Bank Score
44.9
Insurance Score
0.0
Listings Discount
22.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 23430 | 20.9 | 8.9 | 0.0 | 22.7 |
| County 51093 | 20.1 | 9.1 | 0.0 | 22.2 |
| VA state avg | 27.0 | 12.3 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 23487 | 30.6 | WEAK | VACANCY | 37 | 10 |
| 23851 | 28.4 | WEAK | VACANCY | 27 | 12 |
| 23866 | 27.5 | WEAK | VACANCY | — | 12 |
| 23315 | 23.4 | WEAK | VACANCY | — | 10 |
| 23314 | 23.0 | WEAK | VACANCY | 17 | 10 |
| 23898 | 22.9 | WEAK | VACANCY | 13 | 11 |
| 23304 | 22.0 | WEAK | BANK_INSTITUTIONAL | — | 9 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/23430
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.